What We Offer
Term Loan
Secure capital for expansion or major initiatives with predictable payments and structured terms that fit your business plan.
Line of Credit
Access funds instantly when opportunities or challenges arise—borrow, repay, and draw again on your terms.
Revenue-Based Financing
Unlock capital based on your business’s revenue, not rigid credit requirements—get funded fast and keep your operations moving forward.
Bridge Loan
Fast, strategic capital to seize time-sensitive opportunities or maintain momentum between funding cycles.
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Submit Once, Save Time
Business owners complete a single secure form on PeerFi.io—no repetitive applications, no wasted effort. PeerFi organizes your submission into a readily accessible package to be qualified by lenders.
Lenders Compete for You
Your request sparks a bidding war, with lenders submitting their best offers to win your business. No hard credit-checks or impact to your Fico score whatsoever. Our partners judge primarily on the performance of your business.
No Fees
You pay nothing. Lenders pay a flat referral fee, leaving you with transparent, wholesale-level rates and terms. (Lenders may charge an origination fee at their own discretion.)
Anonymous & Secure
Your data stays private. We never sell your information or hand it off to unrelated services.
No Noise, No Hassle
Skip the cold calls and confusion of juggling countless lenders. You control the process from start to finish.
Choose with Confidence
Review the offers, compare terms, and select the funding partner that fits your business best.
Explore Our Funding Solutions
Power your growth with the right financing—fast, flexible, and tailored to your business.
Cheaper than a Credit Card
The average business credit-card is between 27.99-35% APR. Rates like this shoved into a 12-month term drain cash-flow and can create issues down the road, all while compound interest balloons as you struggle to pay down the balance. Our options provide flexibility intended to create long-term and indefinite ROI for the lifetime of your business.
Our average applicant is approved at 24 months with no compound interest. Just a comfortable fixed payback. Unlike most institutional lenders, we don't penalize you for early payoff -- we DISCOUNT IT.
Up to 5 Year Terms available for qualified applicants.
Why Choose PeerFi
Smart funding that works on your schedule—get the capital you need without the wait or hassle.
Approvals in as little as 24 hours
Because waiting weeks for an answer isn’t how business gets done.
Flexible payment options
Business isn’t one-size-fits-all — neither are your payments.
Affordable rates
Competitive pricing without the fine-print headaches.
Funding available same-day
If speed is the difference between winning and missing out, we’ve got you covered.
Trusted by Thousands of Businesses
Join the thousands of business owners who have secured funding to accelerate growth and stay ahead of the competition.
10,000+
happy clients
100+
lending institutions
Features & Benefits
Scale and Grow your business
Purchase bulk inventory
Modern Makeover – stay up-to-date with cutting-edge equipment and services
Hire staff
Pay off expensive debt killing your cashflow
Make payroll and meet other expenses
Unleash your Business, Increase your Cashflow
2x, 3x, 4x, or even 5x your revenue in a single bound
Businesses securing capital grow 2x-5x as fast as those who don’t and stay stagnant, weighed down by rising costs. – Bloomberg
Wall Street funds corporate America with constant investment. We fund Main Street to grow your enterprise into a lasting legacy.
No more struggling year-in-year-out with your business. You started this journey to become free, independent, and…
Don’t lose out to your competitor. Beat them.
Get Approved, Get Funded
3 Minute Application powered by QuickLink
No Hard Credit Check
Get funded in 24–48 Hours
Receive offers right to your inbox or phone
Easy online checkout / no heavy paperwork
Get quick approvals — don’t wait months
Why Now Is the Best Time to Fund Your Growth
Why wait? Your business needs funding and each day is important. Miss opportunities = missed revenue.
Stay in the Know
Get updates on our recent fundings to see how you can scale and grow